Motor Vehicle Insurance



Comprehensive (All Risk), covers you from risk of loss entirely, in small to big accident, including stolen/theft.

Total Lost Only

TLO offers you a complete replacement for your vehicle if the loss amount from accident occurred is ≥ 75% from your vehicle value, including stolen/theft.bject

Scope of Cover/Extended Coverage

  • Crashing, collision, flipping, slipping or falling
  • Criminal act
  • Theft, including theft with violence or threats as mentioned in Chapter 362, 363, verses (3), (4), (5)and Chapter 365 Kitab Undang Undang Hukum Pidana (KUHP)
  • Fire :
    - Fire caused by nearby object or motor vehicle garage
    - Fire caused by lightning
    - Damage caused by water or by other equipment used for fire extinguishing or prevention
    - Destroyed entirely or partially as commanded by the authorized in attempt to prevent fire accident

Insurance Application Procedure

  • Direct
    Insured fill the Insurance Application Form/SPPA (Surat Permintaan Penutupan Asuransi)
  • Agen
    Contact Our Agent
  • Broker
    Contact Our Broker

Claim Procedure

In a matter of Insured claiming Loss in accordance to this Policy, Insured must

  • Fill claim report form which provided by insurer and submitted to the Insurer
  • Submit a copy of the policy and hand in the news report or Letter of Statement about the loss event or the damage
  • Submit a report with complete detail in sincere from his/her knowledge about the cause and reason for the loss event
  • Giving relevant and reasonable Explanation and other Evidence as required by the Insurer

Complaint Procedure

Contact the information service center listed on the website
The insured is obliged to provide data in accordance with the actual conditions.